經濟資助Grants & Loans
Grants and loans are made available to students who complete the FAFSA (www.fafsa.gov.).
Grants are issued for students with demonstrated financial need and do not require repayment.
學生和家長還可以獲得來自不同來源的各種基於需求和基於不需要的貸款,以及不同的利率和還款計劃。
補助選擇
伟德亚洲betvictor威斯蒙特學院Grants
College grants are awarded to students on the basis of demonstrated financial need through the FAFSA form. The grant is applied each semester directly to the student’s Westmont College account.
CalGrants A and B
加州居民提供贈款,基於證明的財務需求。在加利福尼亞州最終確定其預算和加州學生援助委員會將學生和Westmont驗收學院接受該計劃的批準,暫定暫定。伟德亚洲betvictorFirst-time applicants are required to submit grade point average (GPA) verification (typically done by the student’s high school), and the FAFSA, both no later than March 2. Proof of high school graduation, completion of GED or the equivalent is required.
Cal Grant A is for tuition only. Funds are applied directly to the student’s account each semester.
Cal Grant B also has a smaller access grant for very high need students. Only the access grant is available in the freshman year. In the sophomore, junior, and senior years, both the main Cal Grant for tuition and access grant are available to Cal Grant B recipients.
由於CAL Grant和Westmont Grant資金在需要的基礎上獲獎,因此收到CAL Grant資金將在威斯蒙特學院提供調整。伟德亚洲betvictor
Federal Pell Grants
Federal Pell Grants are available to students with exceptional financial need, as determined by the FAFSA. Grants may be used for tuition, fees and any room and board expenses. The grant is applied directly to the student’s Westmont College account each semester.
Federal Supplemental Educational Opportunity Grant (FSEOG)
該撥款基於證明的財務需求。這些資金的優先事項給聯邦佩爾授予接受者。資金可用於學費,費用,校園室和董事會,並將每個學期直接應用於學生的Westmont College賬戶。伟德亚洲betvictor
聯邦教導補助金
這筆批準者可供學生使用,他們同意在指定的低收入小學或中學的高需求領域教授至少4年的高需求領域,以便在完成教學方案的8年內授予授予。未能完成所需的教學服務導致向聯邦直接無補貼貸款轉換為聯邦直接取消補償,從授予授予授予的日期。教導補助計劃不是根據財務需求的基礎,但學生必須提交FAFSA並簽署每學年教育部提供(ATS)的協議。
由於與本計劃相關的嚴格服務要求,教導撥款不會在初年之前的威斯蒙特學生提供。
Loan Types
伟德亚洲betvictor威斯蒙特學院Interest-Free Loans
This fund was established by a generous gift from a California foundation and by other gifts from alumni, parents and foundations and is awarded to students who are U.S. Citizens whose family income falls under a certain threshold (determined annually for incoming students based on the amount of available funding) and have graduated from a California high school.
原因票據和其他必要的申請項目將從經濟援助辦公室發送。這些文件應返回財務援助辦公室。貸款基金每學期直接應用於學生的威斯蒙特大學賬戶。伟德亚洲betvictor
This loan requires a co-signer (typically a parent).
補貼聯邦直接貸款
The Federal Direct Subsidized Loan is based on demonstrated financial need. The interest is paid by the federal government while the student is in school at least half-time or more. Repayment of this loan begins after the student is no longer enrolled at least half-time.
Loan applications are completed online atsudderaid.gov.。Loan proceeds for each semester are sent directly to the school. Please note that the federal government charges a fee of approximately 1%, which is deducted from each disbursement.
First-time borrowers must participate in entrance loan counseling before the funds can be disbursed. Entrance loan counseling is completed online atsudderaid.gov.。
取消補貼的聯邦直接貸款
聯邦政府直接補貼貸款available to students without regard to financial need, though students must have completed a FAFSA to qualify. Because the loan is not need-based, interest is charged on the loan while the student is in school. Students may choose to and pay the interest due while in school or may opt to defer interest, in which case it is added onto the loan at the start of repayment. All other terms (i.e., interest rate, deferment options, etc.) are the same for both the Subsidized and Unsubsidized Federal Direct Loan.
聯邦直接加貸款
The Federal Direct PLUS (parent) Loan allows credit-worthy parents to borrow to assist in meeting the educational costs. Parents may borrow the difference between the comprehensive costs of attendance (tuition, fees, housing, meals, books, personal expenses)and all other financial aid the student receives.
The application process for the PLUS loan begins online atsudderaid.gov...父母應該允許最多兩周處理申請。貸款收益分為一半,秋季的一半,春天的另一半;資金直接發送給威斯蒙特學院。伟德亚洲betvictor每次支付扣除約4.25%的貸款費用。
替代貸款
替代貸款are unsecured education loan products administered by a number of banks and other financial institutions. While there are alternative parent loans, the student is most often the primary borrower; a co-signer is required in most cases. In most cases, repayment on the loan is deferred until the student leaves or graduates from Westmont, but interest will accrue. Because the cost of these loans can vary significantly from lender to lender and are often more expensive than the federal loan programs, including the PLUS Loan, we strongly encourage students and families to consider the federal loan options prior to looking to private/alternative loans.